How to Buy a House Without a Credit Score
Here are the topics I’ll hit on: “I don’t have any credit.” -Dave Ramsey That’s...
Welcome to Homebuyer Educators
This website is built with you, the homebuyer, in mind — offering tools, resources, and guidance so you can buy your first home with confidence and control.
Giving Control Back to You
Use any of the tools from our library below.
In 2024 first time homebuyers reached an all-time low — it's time we change that
The First Time Homebuyer Guide
Watch the whole process, start to finish, with this playlist
A Guide to Finding a Good Agent
Finding a great agent shouldn’t feel like a gamble. We’ve heard it over and over: “I didn’t feel like my agent was really on my side.”
When you’re making one of the biggest purchases of your life, you deserve more than a randomly assigned realtor from the home-search app you use. As a first time homebuyer, you need an experienced agent that aims educate and protect you — not use you.
Latest Blog Posts
Looking to soak up some more content? Check out the latest posts here!
Can I change my rate after I’ve locked it?
What is a rate lock? You’ve finally find that home, the seller has accepted your...
Recession Fears and Where Rates Will Be In 2026
There are a couple of topics I wanted to cover in this: I think these...
The Founders
This site was created by industry professionals with years of experience in real estate and lending. As licensed agents and mortgage brokers, we’ve helped hundreds of first-time buyers — and now we’re putting all that knowledge in one place, just for you.
Jamie Cline
Founder|Mortgage Loan Officer
I got started in the mortgage industry in 2013 when I worked for a lender helping veterans to lower their mortgage payments through a simple refinance program. I was hooked immediately. I loved being a small part in helping someone live a more comfortable life.
Samuel Thompson
co-founder|Mortgage Loan Officer|Real Estate Agent
I managed a branch for a credit union for 9 years in a college town helping young couples buy their first home. I left the credit union to focus solely on mortgages because I felt like I could make a greater impact. Ultimately this is why I helped create this website, to make an even bigger impact for first-time buyers.